YouGov：2024年印度信贷市场格局报告（英文版）

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报告摘要

Indias credit landscape 2024Exploring urban Indian Gen Z and Millennials debt-taking appetite Introduction2Credit Landscape ReportYouGovs latest comprehensive report explores Indias credit landscape,with a particular focus on the financial dynamics shaping the lives of its youth.Do Indias Gen Z and Millennials have a different view of taking on credit than the rest of urban India?Join us in navigating the nuances of Indias credit landscape as we unravel the financial behavior that characterize the future of this dynamic generation.of urban Indians earn just about enough to meet their financial needs.45urrent financial situation Millennials in India are faring better financially than Gen Z Learn all about urban Indian youths quirks and risk appetites with YouGov insights*%agreed to statementMillennialsGen Z3Credit Landscape ReportMy monthly earnings are just about enough to meet my financial needs44B%I find it difficult to meet my financial needs based on my monthly earnings alone36H%My monthly earnings are more than enough to meet my financial needs 20onomic factors affect on borrowing and spending 4How do economic factors influence their borrowing and spending decisions?Interested to get tailored insights on consumer spending and borrowing?4Credit Landscape Reportof urban Indians are more comfortable taking loans than they were 5 years ago.12%Significant influence422%Moderate influence358%Slight influence16 %No influence 7%MillennialsGen ZKnowledge of credit score 5Millennials are more likely to check their credit score regularly than Gen ZWant to understand urban Indias financial knowledge levels?5Credit Landscape Reportof urban Indians are very familiar with the concept of credit score and understand its importance in securing a loan40%Regularly(every few months)411%Occasionally(once a year)26%Rarely20$%I have never checked my credit score13%MillennialsGen ZUrban Indias credit appetite history6Want to understand the loan-taking behavior of your target audience?6C